Family finance, made thoughtful

Keep family loans clear.
Keep family, family.

A shared ledger for parents who lend and children who want clarity— with automatic interest, transparent balances, and respectful boundaries.

Parent-controlled Read-only child access
Family portfolio$72,693.60
3 active loans
OBOlivia$39,075.48
EBEthan$17,737.41
MBMaya$15,880.46
Next interest postingAugust 5
See how it works

A clearer way to track family loans.

Take a one-minute tour of loan records, payment history, interest, and shared family access.

Made for real families

Structure without the awkwardness.

Family Loan Ledger gives everyone the same numbers and the right level of access, so conversations can focus on progress—not spreadsheets.

One family portfolio

See every child’s balance, rate, and payment history in one calm dashboard.

A ledger for every loan

Record advances, repayments, adjustments, and itemized interest with a clear audit trail.

Boundaries built in

Parents manage the books. Each child sees only their own account in a read-only view.

Contact Family Loan Ledger

Questions about lending clearly within your family?

Send us a note about parent-lender accounts, technical support, privacy, or anything else you would like to understand.

Messages are delivered securely to the Family Loan Ledger team.
Start with confidence

A healthier way to lend within the family.

Open the demo

Demo includes 8 months of sample history for three child accounts